Medical Insurance jobs in Kerala

As a Medical Underwriter at PromptTech Insurance, you will assess medical insurance applications, evaluate risk, and make informed underwriting decisions in line with company policies and insurance guidelines. This requires a good understanding of medical insurance products and the underwriting principles that guide sound, consistent decision-making. Because each application brings a different medical history and risk profile, the role calls for careful judgment rather than routine processing, and that range of cases is what helps you build strong underwriting expertise and a thorough understanding of risk assessment over time.

Strong performance is recognised through performance-based bonuses and our Champions Club, which celebrates employees who make significant contributions. You will also receive company-sponsored health insurance and an International Life & Accident Insurance policy, within a workplace that is Great Place to Work-Certified™ and committed to supporting professional growth.

If you bring sound judgment and a strong understanding of medical risk to your work, we welcome your application.

Job Responsibilities

• Review and assess medical insurance applications and risk profiles.
• Evaluate medical information, reports, and relevant documentation.
• Determine eligibility, coverage, exclusions, and applicable terms.
• Ensure underwriting decisions comply with company policies and guidelines.
• Coordinate with internal teams and stakeholders for required information.
• Maintain accurate underwriting records and documentation.

Requirements

• Bachelor's degree; Insurance/Healthcare-related qualification preferred.
• Experience in medical underwriting or health insurance is preferred.
• Good understanding of medical insurance products and underwriting principles.
• Strong analytical and decision-making skills.
• Good communication and documentation skills.

Benefits:

• Health insurance
• Life insurance

Work Location: In person